Posts in category 'Financing And Mortgages'

Littleton, NH - Badger Peabody & Smith Realty is proud to continue its annual tradition of supporting AHEAD (Affordable Housing Education and Development) through a unique, client and customer driven giving program that has benefited communities across northern New Hampshire for more than two decades.

Throughout the year, the buyers and sellers of properties in New Hampshire working with Badger Peabody & Smith Realty agreed to hav...

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If you're considering Berlin homes for sale, a VA loan can be an excellent option. As a benefit available to veterans, active-duty service members, and eligible family members, VA loans come with specific advantages that can help make homeownership more affordable. Our real estate agents at Badger Peabody & Smith Realty are here to guide you through the process of using a VA loan to purchase a New Hampshire home.

• No Down...

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Forget everything you've heard about buying a home in the last two years. The housing market in 2023 is going to be an entirely different affair. Some experts are predicting a more balanced market. But that won't necessarily make homeownership more affordable as interest rates are on the rise.

So, what's a savvy first-time buyer to do? Here are some tips from our real estate agents that will help you bring your homeownership goals to fruition.

1. Add to Your Down Payment
   Generally speaking, a larger down payment means a lowe...

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I always enjoy throwing out an alliteration or rhyme for my titles. I think, much like 'orange', there's not much I can do with appraisal (Maybe I need more coffee). I'm certainly open to ideas for next time! Today we're going to talk about some myths related to your home appraisal. We'll touch, briefly, on the differences between an appraisal and a home inspection (though mostly in end-result, not practice). All that aside, as I write this they're predicting our first Noreaster of the season. Come on snow!

First and foremost, the appraisal tends to be one of the more anxiety inducing steps of the home selling journey. It is that point where you put the value of the home in the hands of the lender (sort of) and th...

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This week I'd like to encourage a little common sense when it comes to your finances and the purchase of a home.

First on the list is debt. Nearly all of us carry it like an albatross around our necks. There can be a healthy debt load but there can also be the dangerous kind. We're not going to delve into all the potential woes if your debt becomes too much of a monster. The goal here is to trim it down to a more manageable and tolerable level. My parents just purchased a new (to me) vehicle. It turns out they have great credit (owning a home and not missing payments will help with that!). They don't carry a very large debt load (literally none) and pay off any bills they have on time and in-full.

On average, Americans carry almost $60,000 in household debt and about $11,000 in credit card debt. That is a sig...

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