Posts with tag 'buyers'
3
Can You Be Denied a Mortgage After Pre-Approval?
If you're new to buying property, navigating a mortgage can be a bit of a learning curve. Often, potential new homeowners on the market for their first property will wonder about the specifics of a pre-approval. And they may wonder, is it possible for their pre-approval to turn into a rejection at the time of the offer?
The short answer is yes. You can be denied a mortgage even after a pre-approval. But that isn't something to fear if you know how to avoid it from happening to you. While a pre-approval is a preliminary assessment, it is not a final loan guarantee, and the circumstances that contributed to the approval can shift and turn it into a denial if you're not careful. It can easily be revoked...
16
Mud Season in Northern NH: What Buyers & Sellers Should Expect
Spring in northern New Hampshire doesn't just mean warmer weather—it kicks off mud season, the dreaded stretch between winter's deep freeze and summer's solid ground when dirt roads turn into mush and getting to properties becomes a real headache. If you're in the market to buy or sell during this tricky time, our real estate agents will guide you through conditions that catch newcomers off guard and make even long-time locals think twice.
How Mud Season Affects...
12
Navigating Open Houses In Late Winter
Winter may not be the most popular time of year to buy or sell real estate, but it offers unique advantages for both parties. Viewing homes this time of year can be beneficial for a variety of reasons. However, with the season comes some nuances to open houses you ought to know in advance. Here are tips to help you prepare for attending an open house while shopping for property in late winter.
General Winter Etiquette
This might sound obvious, but do be sure to wipe your boots or remove them when entering the property. If there are mats laid, use them, and be mindful to respect the floors. Not only will your boots have snow and ice on them, but sometimes salt. You wouldn't want to scuff or damage the...
29
Smart Financial Planning Tips for First-Time New Hampshire Buyers in 2026
Buying a first home is a big milestone. If you have plans to purchase property in 2026, it's wise to start your financial planning early. Boosting your credit and saving for down payments and closing costs should typically start right away.
Hopefully, you may have started at least a few months ago. But if you haven't, don't worry. You could start now and spend the year preparing to purchase nearer the end of the year if you want to get your finances more in shape.
26
Why Serious Buyers Keep Moving in January in Coos, Grafton & Carroll Counties
Many people think real estate goes to sleep during New Hampshire winters. But our real estate agents at Badger Peabody & Smith Realty see something different in Coos, Grafton, and Carroll counties. January brings a distinct subset of purchasers who aren't casually browsing—they're actively committed to securing their next property despite snow-covered landscapes and frigid temperatures.
Why Buying in Winter Makes Financial Sense
Smart buyers know that January offers opportunities to save money that disappear when spring comes. With fewer people looking to buy, they can negotiate better deals than during the busy season, when lots of people are trying to outbid each other.