Posts with tag 'home buyer tips'

Buying a first home is a big milestone. If you have plans to purchase property in 2026, it's wise to start your financial planning early. Boosting your credit and saving for down payments and closing costs should typically start right away.

Hopefully, you may have started at least a few months ago. But if you haven't, don't worry. You could start now and spend the year preparing to purchase nearer the end of the year if you want to get your finances more in shape.

Click Here to Read More...

Many people think real estate goes to sleep during New Hampshire winters. But our real estate agents at Badger Peabody & Smith Realty see something different in Coos, Grafton, and Carroll counties. January brings a distinct subset of purchasers who aren't casually browsing—they're actively committed to securing their next property despite snow-covered landscapes and frigid temperatures.

Why Buying in Winter Makes Financial Sense

Smart buyers know that January offers opportunities to save money that disappear when spring comes. With fewer people looking to buy, they can negotiate better deals than during the busy season, when lots of people are trying to outbid each other.

Click Here to Read More...

I became a homeowner fairly early on in my life; I'd just turned 25, but had been living in my house and renting it for six years prior. At the time, I wasn't necessarily looking to buy a house, but the opportunity presented itself, and with a lot of work and a little luck, I was able to make it happen. Although I didn't feel like it at the time, I was just barely figuring out life at that point and figuring out who I was, too. In many ways, I still am, and probably always will be, but I like to think that I've learned a lot since then.

My journey to homeownership was fairly nontraditional, and although I wouldn't go back and change the decision I made to buy my house, I sometimes wonder if I had waited or taken a more traditional a...

Click Here to Read More...

My sister and brother-in-law bought a house over the summer, and from the start, they have wanted to change and update the kitchen. It is dated both in appearance and somewhat in functionality. While I was visiting them for Thanksgiving, my sister told me that she opted to get Thanksgiving dinner from a local restaurant rather than cook at home because her oven is so small. This is true; the oven itself is tiny, though the entire stove and oven unit itself is normal-sized. This had us talking, and put us on the topic of finding out just how old the oven truly is.

After some quick research, we determined her oven was a model made in 1982—making it over 40 years old! Albeit small, that oven works completely fine, and so does the stovetop. It reminds me of my late grandmother's house, which was a scene ripped out of a magazine from the 1970s. Each one of her appliances was that Coppertone brown from that era, but they all still worked: The fridge, dishwasher, washing machine, and dryer were all still in operation when I last was in that house, which would have been sometime in the 2010s, right before she sold it.

Click Here to Read More...

Buying a house can be a daunting task. Shopping for the right home within budget and managing the logistics can be a challenge, but you also need to ensure you get approved for a mortgage. And that's not always easy. Preparing your finances first is key.

To know how to set a realistic budget for when you do find that perfect home and to understand what limitations you might face when it comes to borrowing, getting pre-approved for a mortgage is essential.

Click Here to Read More...