Posts with tag 'home buyer tips'
16
What to Know About Buying a Historic New Hampshire Home
New Hampshire has some of the most pre-1900s homes than anywhere else in America. There are many houses that hold that charm and history that could be yours at the right price, but there are some things to consider before finalizing that sale.
Buyers should remember the importance of balancing the delight of an antique home with the practical realities that come along with it. With age comes unique responsibilities that require a specialized approach.
Hire an Inspector
Ask your inspector if they are familiar with historic homes and their unique details. Buildings from the 19th century can have unique issues that may not be so obvious to those without the experience sp...
2
Pros and Cons on Buying vs Renting a Home
While there are many reasons to rent and many reasons to buy a home, it can sometimes be difficult to determine which approach is right for you.
Making this choice can depend on a variety of factors, such as your lifestyle, your budget, your stability, and your financial goals.
There are several other pros and cons in renting vs. buying. Here are some to consider:
Accumulating Wealth And Equity Over Time
If long-term wealth accumulation is a priority for you and you have larger capital upfront, you may find buying has a stronger appeal. However, renting is the better option if you don't have a large upfront down payment.
Not everyone has that privilege, and that's fine too. It's...
24
Apps and Digital Resources for Home Buyers
As we use our phones more and more in our daily lives, it's not surprising how mobile phone apps and digital resources are becoming essential parts of the homebuying process.
An American study found that over 75 percent of all home buyers used a mobile device to find their home.
While trusted real estate agents are always the best resources to help you find specific and holistic information about the market, buying process, and your community, some of these apps and digital resources can be useful tools to help support you as you consider your next home purchase.
Getting Started on Your Real Estate Journey
3
Can You Be Denied a Mortgage After Pre-Approval?
If you're new to buying property, navigating a mortgage can be a bit of a learning curve. Often, potential new homeowners on the market for their first property will wonder about the specifics of a pre-approval. And they may wonder, is it possible for their pre-approval to turn into a rejection at the time of the offer?
The short answer is yes. You can be denied a mortgage even after a pre-approval. But that isn't something to fear if you know how to avoid it from happening to you. While a pre-approval is a preliminary assessment, it is not a final loan guarantee, and the circumstances that contributed to the approval can shift and turn it into a denial if you're not careful. It can easily be revoked...
29
Smart Financial Planning Tips for First-Time New Hampshire Buyers in 2026
Buying a first home is a big milestone. If you have plans to purchase property in 2026, it's wise to start your financial planning early. Boosting your credit and saving for down payments and closing costs should typically start right away.
Hopefully, you may have started at least a few months ago. But if you haven't, don't worry. You could start now and spend the year preparing to purchase nearer the end of the year if you want to get your finances more in shape.