Posts with tag 'buying a home'
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The Badger Peabody & Smith Realty Buyer's Guide - Summer Edition Out Now!
The Badger Peabody & Smith Realty Buyer's Guide appeared in mailboxes in the greater Central NH, Mt. Washington Valley and North Country during the week of July 22nd. This eight page full color guide shares market information, properties for sale and more.
If you are a business interested in advertising in the guide, reach out to Chrissy Smith at 603-444-0951 or by email at ChrissyS@BadgerPeabodySmith.com for rates and more information.
To view the Badger Peabody & Smith Realty Buyer's Guide in digital format,
16
Your Path to Homeownership: Five Essential Steps
Wouldn't it be nice to stop paying rent and finally own a home? It may seem like a pipe dream, but with some planning, it can be an achievable goal. What do you have to do to move into one of the many Plymouth homes for sale? Here are five essential steps on the path to homeownership.
- Check Your Finances
Before you can buy a home, you first need to ensure you can afford it. However, the requirements aren't as rigorous as you might think. The average down payment for first-time homebuyers is only 8%. For a $300,000 home, this means you would need to put aside $24,000. Additionally, you must provide proof of a stable job with steady income for the past two years, have a credit score of at least 620, and maintain a debt-to-income ratio under 40%. If you don't meet these criteria, don't worry. You can still qualify for a federally-backed FHA loan, which requires a down payment of only 3.5% with a credit score of 580. Even with a credit score as low as 500, you can obtain an FHA loan with a 10% down payment.
5
Badger Peabody & Smith Realty Fall 2023 Buyer's Guide is out Now!
The Badger Peabody & Smith Realty Buyer's Guide appeared in mailboxes in the greater Central NH, Mt. Washington Valley and North Country during the last week of September 2023. This eight page full color guide shares market information, properties for sale and more.
If you are a business interested in advertising in the guide, reach out to Chrissy Smith at 603-444-0951 or by email at ChrissyS@BadgerPeabodySmith.com for rates and more inform...
16
Ask These Questions at an Open House
Looking to buy a home this spring? Attending an open house is a great way to get a feel for a property. Our real estate agents want you to make the most of these pre-purchase visits by asking the right questions.
- Ask for a listing sheet to see what comes with the house.
If you are attracted to unique features at a house, ask if they will remain on the property. The same holds for appliances. - What kind of renovations have been done?
Look at the property disclosure and see what...
7
Should You Opt for an Open or Traditional Floor Plan?
Open floor plans are all the rage, even though they've been around for decades. There's no question they're beautiful, but are they right for you? Your taste and your lifestyle make that determination. To help you decide, our real estate agents want to compare and contrast them from a practical point of view. Here are some points to consider.
- Do you love to entertain?
People who love to entertain will likely appreciate the open space so guests can enjoy talking in one area, music playing in another, and refreshments being served in a third. Some people may a...