Posts with tag 'buying a home'
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Moving During the Holidays: Your Guide to a Smooth Winter Transition
Our real estate agents at Badger Peabody & Smith Realty understand that moving during the holiday season presents unique challenges and opportunities. Whether you're relocating across town or joining us from another state, our team is here to help you make your winter move a success while preserving the magic of the season.
- Managing Holiday Traditions
Moving doesn't mean sacrificing your holiday celebrations. Pack a separate box with essential holiday items—perhaps your favorite ornaments or decor—and keep it easily accessible. This allows you to maintain cherished traditions even during the transition to your new home.
11
Using a VA Loan for Your First Home in NH
If you're considering Berlin homes for sale, a VA loan can be an excellent option. As a benefit available to veterans, active-duty service members, and eligible family members, VA loans come with specific advantages that can help make homeownership more affordable. Our real estate agents at Badger Peabody & Smith Realty are here to guide you through the process of using a VA loan to purchase a New Hampshire home.
- No Down...
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Homebuyers: Wants Vs. Needs When House Hunting
Everyone goes into house-hunting with needs and wants. Our real estate agents help you save time and do more by zeroing in on what's important to you early in the process. That means you can focus on properties that are right for you without wasting time with those that won't work.
Franconia homes for sale have something for just about everybody, so it makes sense they are in demand. But that doesn't mean each one is a match for you. That's why it's essential to define what you need and what you want before you jump into the process of looking for your new home.
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The Badger Peabody & Smith Realty Buyer's Guide - Summer Edition Out Now!
The Badger Peabody & Smith Realty Buyer's Guide appeared in mailboxes in the greater Central NH, Mt. Washington Valley and North Country during the week of July 22nd. This eight page full color guide shares market information, properties for sale and more.
If you are a business interested in advertising in the guide, reach out to Chrissy Smith at 603-444-0951 or by email at ChrissyS@BadgerPeabodySmith.com for rates and more information.
To view the Badger Peabody & Smith Realty Buyer's Guide in digital format,
16
Your Path to Homeownership: Five Essential Steps
Wouldn't it be nice to stop paying rent and finally own a home? It may seem like a pipe dream, but with some planning, it can be an achievable goal. What do you have to do to move into one of the many Plymouth homes for sale? Here are five essential steps on the path to homeownership.
- Check Your Finances
Before you can buy a home, you first need to ensure you can afford it. However, the requirements aren't as rigorous as you might think. The average down payment for first-time homebuyers is only 8%. For a $300,000 home, this means you would need to put aside $24,000. Additionally, you must provide proof of a stable job with steady income for the past two years, have a credit score of at least 620, and maintain a debt-to-income ratio under 40%. If you don't meet these criteria, don't worry. You can still qualify for a federally-backed FHA loan, which requires a down payment of only 3.5% with a credit score of 580. Even with a credit score as low as 500, you can obtain an FHA loan with a 10% down payment.