Badger Peabody & Smith Blog
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Your Path to Homeownership: Five Essential Steps
Wouldn't it be nice to stop paying rent and finally own a home? It may seem like a pipe dream, but with some planning, it can be an achievable goal. What do you have to do to move into one of the many Plymouth homes for sale? Here are five essential steps on the path to homeownership.
- Check Your Finances
Before you can buy a home, you first need to ensure you can afford it. However, the requirements aren't as rigorous as you might think. The average down payment for first-time homebuyers is only 8%. For a $300,000 home, this means you would need to put aside $24,000. Additionally, you must provide proof of a stable job with steady income for the past two years, have a credit score of at least 620, and maintain a debt-to-income ratio under 40%. If you don't meet these criteria, don't worry. You can still qualify for a federally-backed FHA loan, which requires a down payment of only 3.5% with a credit score of 580. Even with a credit score as low as 500, you can obtain an FHA loan with a 10% down payment.
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Journey Home - Summer Magazine from Badger Peabody & Smith Realty Out Now!
Welcome to the Summer Edition of our Journey Home magazine! In summer, we have so much to see here and explore!
In this edition, we will delve into the summer real estate market, spotlighting emerging trends. We will also recommend some of the best places to go camping (or glamping), ways to maintain your outdoor spaces, porch sitting and historic women of the New Hampshire!
To read the latest issue of our Journey Home magazine, click the link here.
And don't forget, if you'd like to display some Journey Home magazines...
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You're Invited! It's Our Annual, Badger Peabody & Smith Realty Customer Appreciation BBQ!
You're Invited! It's Our Annual, Badger Peabody & Smith Realty Customer Appreciation BBQ!We couldn't do what we do without you... our customers and community!
Join us at our Annual Customer Appreciation BBQ!
Friday, July 12th from 4 to 7pm at our Franconia office located at 383 Main Street.
Come to say hello and enjoy something to eat from the grill.
We look forward to seeing you and offering our thanks.
EVERYONE is welcome! Rain or Shine - We'll be under a tent!
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Water Activities Around NH This Summer
New Hampshire is a true four-season destination if ever there was one. Though it's well known for leaf-peeping in autumn and skiing and snowboarding in winter, our part of New Hampshire is every bit as exciting in summer.
When the sun shines, and temperatures soar, the area's lakes provide the perfect backdrop to a summer getaway. These are some of our real estate agents' favorite ways to spend a day in the summertime.
- Santa's Village Water Park - 528 Presidential Highway, Jefferson, NH 03583
The name "Santa" might not immediately conjure images of sun and surf. But one of our favorite holiday theme parks, Santa's Village, reopens every summer as Santa's Water Park, complete with a splash pad and water slides. It's a perfect place to cool off and have some kid-friendly fun on a warm summer day in New Hampshire. Located just minutes from these Jefferson homes for sale, Santa's Water Park is open from Memorial Day to Labor Day, and all the year-round rides and attractions will also be operational.
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Plan for These Independence Day Events Around NH
As one of the 13 original colonies, New Hampshire takes special pride in observing Independence Day. Our real estate agents share the scoop on some of the top holiday events planned around the state.
- Celebrate Independence - Ommi Mount Washington Resort, 310 Mt. Washington Hotel Road, Bretton Woods, NH 03575
Why limit the fun to one day when there's enough activity to fill five days? That's the thinking behind Celebrate Independence at the Omni Washington Mountain Resort, just down the road from Bretton Woods homes for sale. Take your pick from guided nature walks, historical tours, a 5K walk/run, family-friendly games and afternoon socials, community dinners and brunch, live music, and fireworks. Celebrate Independence takes place July 3-7.