Posts in category 'Buying A Home'

Today's bustling property market might make you consider dropping certain conditions to boost your offer's appeal. Our real estate agents at Badger Peabody & Smith Realty believe in keeping home inspections as part of buying a home. This helps you make a well-informed choice about your investment.

• Getting to Know Inspection Basics
  A pro home inspection gives you a full rundown of a property's main systems and structure. The inspector checks out the foundation, roof, wiring, plumbing, heating and cooling, windows, doors, and inside finishes. This deep dive helps spot potential problems that could affect your investment and safety.

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Our real estate agents at Badger Peabody & Smith Realty understand that moving during the holiday season presents unique challenges and opportunities. Whether you're relocating across town or joining us from another state, our team is here to help you make your winter move a success while preserving the magic of the season.

• Managing Holiday Traditions
  Moving doesn't mean sacrificing your holiday celebrations. Pack a separate box with essential holiday items—perhaps your favorite ornaments or decor—and keep it easily accessible. This allows you to maintain cherished traditions even during the transition to your new home.
  
  

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Everyone goes into house-hunting with needs and wants. Our real estate agents help you save time and do more by zeroing in on what's important to you early in the process. That means you can focus on properties that are right for you without wasting time with those that won't work.

Franconia homes for sale have something for just about everybody, so it makes sense they are in demand. But that doesn't mean each one is a match for you. That's why it's essential to define what you need and what you want before you jump into the process of looking for your new home.

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As we glide into the fall selling season, the market continues to be strong and is growing on all fronts. For the first time in 2 years, the number of homes for sale increased. At the end of August, there were 2,346 homes for sale in NH, a 28.9% increase over a year ago. With increased supply, Buyers now have a better selection and see affordability improve as interest rates decline. Rates have dropped considerably, and now are in the mid 5% to low 6% range. Expect to see interest rates continue to drop, leveling off in the low 5% range.

Although the number of homes closed in NH continued its downward trend through July, the pending sales, or those properties that are under contract and headed to closing has increased 19% year over year. We expect this trend to continue as there is a pent-up demand for homes, and there just has not been the inventory to match.

With solid demand, increased inventory, and lower interest rates, the outlook for both Buyers and Sellers is quickly getting back to pre-pandemic levels, and that bodes well for all. As always, please don't hesitate to connect with any of our 65 full time professional Realtors® from any one of our 8 conveniently located offices for a confidential discussion of your local market, and how we can help in your journey for your next real estate transaction.

Wouldn't it be nice to stop paying rent and finally own a home? It may seem like a pipe dream, but with some planning, it can be an achievable goal. What do you have to do to move into one of the many Plymouth homes for sale? Here are five essential steps on the path to homeownership.

1. Check Your Finances
   Before you can buy a home, you first need to ensure you can afford it. However, the requirements aren't as rigorous as you might think. The average down payment for first-time homebuyers is only 8%. For a $300,000 home, this means you would need to put aside $24,000. Additionally, you must provide proof of a stable job with steady income for the past two years, have a credit score of at least 620, and maintain a debt-to-income ratio under 40%. If you don't meet these criteria, don't worry. You can still qualify for a federally-backed FHA loan, which requires a down payment of only 3.5% with a credit score of 580. Even with a credit score as low as 500, you can obtain an FHA loan with a 10% down payment.

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