Posts with tag 'buyers'
12
Things to Consider When Choosing Your Next Community and Neighborhood
Purchasing a home is one of the most significant decisions you can make. While square footage, modern kitchens, and curb appeal are often major factors in the decision-making process, your choice of neighborhood and town can be just as important.
After all, the community you select will impact your quality of life and the long-term value of your investment. Choosing the ideal neighborhood for you requires thoughtful consideration, balancing practical needs, lifestyle preferences, and future prospects.
27
Summer 2025 Buyers Guide Market Watch
When folks ask us, "How's the real estate market?" It's not a simple answer. There are many variables that go into that answer, and it comes down to "It depends." It depends on the town, pricing of course, the property's condition, and other considerations such as the neighborhood, zoning laws, insurance, utility, and real estate tax costs. However, overall, we can answer that the market is "good and getting better!
3
Buying or Selling Land in NH? Here's What You Should Know About Current Use
If you've been browsing land listings in New Hampshire or chatting with a local real estate agent, chances are you've heard the term "Current Use." And if your reaction was something like, "Wait… what does that mean?"—you're not alone!
It's a common source of confusion, but don't worry—We've got you covered. Understanding Current Use can save you money (or help you avoid unexpected costs), whether you're buying, selling, or already own land in New Hampshire.
So… What Is Current Use, Anyway?
At its core, C...
27
The Badger Peabody & Smith Realty Buyer's Guide - Summer Edition Out Now!
The Badger Peabody & Smith Realty Buyer's Guide appeared in mailboxes in the greater Central NH, Mt. Washington Valley and North Country during the week of July 22nd. This eight page full color guide shares market information, properties for sale and more.
If you are a business interested in advertising in the guide, reach out to Chrissy Smith at 603-444-0951 or by email at ChrissyS@BadgerPeabodySmith.com for rates and more information.
To view the Badger Peabody & Smith Realty Buyer's Guide in digital format,
16
Your Path to Homeownership: Five Essential Steps
Wouldn't it be nice to stop paying rent and finally own a home? It may seem like a pipe dream, but with some planning, it can be an achievable goal. What do you have to do to move into one of the many Plymouth homes for sale? Here are five essential steps on the path to homeownership.
- Check Your Finances
Before you can buy a home, you first need to ensure you can afford it. However, the requirements aren't as rigorous as you might think. The average down payment for first-time homebuyers is only 8%. For a $300,000 home, this means you would need to put aside $24,000. Additionally, you must provide proof of a stable job with steady income for the past two years, have a credit score of at least 620, and maintain a debt-to-income ratio under 40%. If you don't meet these criteria, don't worry. You can still qualify for a federally-backed FHA loan, which requires a down payment of only 3.5% with a credit score of 580. Even with a credit score as low as 500, you can obtain an FHA loan with a 10% down payment.