Posts made by author 'Badger Peabody & Smith Realty'
17
Things to Avoid After Applying for a Mortgage
Congratulations! You've found a home to buy and have applied for a mortgage! You're undoubtedly excited about the opportunity to decorate your new home, but before you make any large purchases, move your money around, or make any big-time life changes, consult your loan officer – someone who will be able to tell you how your decisions will impact your home loan.
Below is a list of Things You Shouldn't Do After Applying for a Mortgage. Some may seem obvious, but some may not.
1. Don't Change Jobs or the Way You Are Paid at Your Job. Your loan officer must be able to track the source and amount of your annual income. If possible, you'll want to avoid changing from salary to commission or becoming self-employed during this time as well.
2. Don't Deposit Cash into Your Bank...
17
Fall - A Four Letter Word
I simply love living in northern New Hampshire and there's nothing quite like the seasonal transitions to keep us entertained and amazed by nature's beauty and strength. One of the more exciting and visually stunning changes is our migration towards Fall. I know, if you are reading this and are under the age of 18, you are cursing those words and are bemoaning the end to the carefree days of summer and YOUR shift towards homework and study hall. If you are a homeowner, I hope you are asking yourself the question: "Is my home ready for the colder temps?"
As we are forced to reach for that extra blanket at night and even move the slider in the car from blue to red, our thoughts should also be directed towards readying our homes for the coming white stuff!
Getting and Staying warm inside the home...
13
10 Tips for Selling Your New Hampshire Home
Selling your New Hampshire home? As our customer testimonials show, we have a solid track record as home-selling experts. If you're planning to put your home on the market this fall, use these selling tips to make the process a success from start to closing.
Tip #1: Pack Up Personal Items
Pack up all the items that make your home "yours," such as family photos, collectibles and memorabilia. Buyers want to visualize themselves living in your home—so make it as easy as possible for them. Fight the urge to store personal items in the attic, basement or garage. Buyers want to see how much space they'll have to store their own belongings, not how much space yours takes up. Rent a storage unit instead. Bonus: You'll get some of the packing out of way early.Ti...
7
Foxy Fixer-Uppers
The first property I bought was in desperate need of some TLC in the downstairs unit. I ripped up all the flooring, entirely replaced the bathroom and painted nearly every surface in the whole place. In that instance it was all well worth it. The upstairs unit was covering the mortgage and thankfully the repairs did not end up being that extensive (or expensive). In many cases though, folks get too excited about some (likely false) fantasy of a fixer-upper they see on some reality TV show and are more than disappointed at the end-result. Let's take a look at some history in the "needs some TLC" world and see if we can come up with a more solid strategy.
Porch.com did a study of over 1,000 homeowners and the data below comes from their findings. Most of us think that buying a home that needs so...
27
Savvy Selling
One of my favorite sayings for real estate professionals, and a saying (and mindset) that eludes far too many sellers, is this: "I'm contracted to SELL your home, not LIST it". While this may seem like an obvious tenet, what it lacks in complexity it makes up in its lack of broad understanding. If you are serious about selling your home there are a few details to keep at the forefront of your mind. Today I'd like to peel back the curtain a bit and talk about what the true professionals focus on when it comes to listing (and selling!) a property.
One of the primary considerations to understand about the sellers is motivation. Of course there are countless reasons one could have for selling a home. Sometimes there is a new addition to the family. It could be a job or school change that prompt...